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Latest Trump administration email pushes SAVE student-loan borrowers to find a new repayment plan — now

President Donald Trump
Millions of student-loan borrowers on the SAVE repayment plan will soon have to pick a new plan.
  • Student-loan borrowers on SAVE are receiving emails from the Education Department on next steps.
  • With SAVE eliminated, the department is encouraging borrowers to enroll in a new plan as soon as possible.
  • Servicers are set to notify borrowers of their deadline to find a new plan beginning in July.

There’s no time like the present to get off of SAVE, the Department of Education is telling millions of student-loan borrowers.

On March 27, the department began emailing more than 7 million borrowers enrolled in the SAVE student-loan repayment plan, informing them that the plan is dead and they should prepare to restart payments on a new plan.

The emails, reviewed by Business Insider, had the subject line: “Action Required: The SAVE Plan has ended, and you must select a new repayment plan.”

Borrowers’ student-loan servicers will contact them with specific deadlines to enroll in a new plan, the email said, with those communications set to begin July 1. Borrowers will then have 90 days to restart payments. However, the department said borrowers should not wait until July and instead switch plans and begin payments as soon as possible. It outlined five reasons borrowers should make the switch now:

  1. Interest charges restarted on SAVE accounts in August 2025, and making payments now would prevent the balance from increasing
  2. Starting payments sooner would allow for a quicker debt payoff
  3. Borrowers will have more time to plan for new payments and reshape their budgets
  4. Those enrolled in the Public Service Loan Forgiveness program can resume their progress toward relief if they restart payments
  5. Switching to an income-driven repayment plan will put borrowers back on track for a discharge once they’ve reached the qualifying threshold.

The SAVE plan, created by former President Joe Biden, offered lower monthly payments and a shorter timeline to loan forgiveness. The plan was blocked in July 2024 amid legal challenges, during which enrolled borrowers were not required to make payments. While President Donald Trump’s “big beautiful” spending legislation would have phased out SAVE in 2028, a federal court approved a settlement to end the plan earlier, requiring borrowers to transition to new plans — and face higher monthly payments — years ahead of schedule.

Borrowers who do not select a new repayment plan within their given timeline will be automatically moved to a new plan. Beginning in July, borrowers will have the option to enroll in a standard repayment plan or the new Repayment Assistance Plan, which calculates monthly payments based on income and provides forgiveness after 30 years. It’s less generous than existing income-driven repayment plans, which Trump’s spending legislation eliminates.

“The plan you will be moved to depends on your circumstances,” the email said. “ED and your loan servicer will provide details about which repayment plan you will be moved to if you don’t choose a plan by the deadline set by your servicer.”

Borrowers who received the Department of Education email told Business Insider they have not yet been contacted by their servicers regarding the transition.

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The 9 best movies coming to Netflix in April

Chloe East and Sadie Sandler on a bed looking at a laptop in Roommates
(L-R) Chloe East and Sadie Sandler in “Roommates.”
  • The first “Mission: Impossible” and the sequels up to “Rogue Nation” are hitting Netflix.
  • So are horror movies like “A Quiet Place Part II” and the 2022 version of “Scream.”
  • The Netflix original comedy “Roommates” also premieres this month.

Here are the best movies on Netflix in April.

“Atonement” (April 1)
Keira Knightley holding onto James McAvoy's hand in Atonement
Keira Knightley and James McAvoy in “Atonement.”

James McAvoy, Keira Knightley, and a young Saoirse Ronan star in this drama set around World War II about how the lives of three people are disrupted by a lie.

“Kindergarten Cop” (April 1)
Arnold Schwarzenegger sitting next to small kids in an office in Kindergarten Cop
Arnold Schwarzenegger in “Kindergarten Cop.”

Arnold Schwarzenegger is at his 1990s peak in this Ivan Reitman-directed comedy playing a tough cop who has to show his soft side when he goes undercover as a kindergarten teacher.

“Mission: Impossible” (April 1)
Tom Cruise hanging off the floor in Mission Impossible
Tom Cruise in “Mission: Impossible.”

Long before the “M:I” franchise was synonymous with Tom Cruise doing outlandish stunts, he teamed up with legendary director Brian De Palma for a movie that combines the memorable elements from the TV show with De Palma’s masterful cinematic eye.

The rest of the movies in the franchise up until “Rogue Nation” are also now on Netflix.

“Money Talks” (April 1)
Chris Tucker next to Charlie Sheen in Money Talks
(L-R) Chris Tucker and Charlie Sheen in “Money Talks.”

After his breakout role playing Smokey in “Friday” and scene-stealing appearances in “Dead Presidents” and “The Fifth Element,” Chris Tucker scored the lead role opposite Charlie Sheen in this action comedy in which he plays a petty criminal run from the law. Sheen plays the reporter trying to land the story.

“Smokey and the Bandit” (April 1)
Sally Field sitting on Burt Reynolds while he's driving in Smokey and the Bandit
Burt Reynolds and Sally Field in “Smokey and the Bandit.”

Burt Reynolds took a gamble starring in his stuntman Hal Needham’s directorial debut, and it led to a classic 1970s movie.

Reynolds shows off his charm and charisma opposite Sally Field playing a bootlegger who must transport 400 cases of Coors beer to Atlanta while a crazed sheriff (Jackie Gleason) is in hot pursuit.

“Scream” (April 10)
Jenna Ortega keeping Ghostface from coming in in Scream 2022
Jenna Orgeta in “Scream.”

The 2022 version of “Scream” gives a shot in the arm to the franchise birthed by horror master Wes Craven in 1996. The return of franchise favorites Neve Campbell, Courteney Cox, and David Arquette, plus the additions of Melissa Barrera, Jenna Ortega, and Jack Quaid made for a perfect fusion of legacy and new blood for this classic horror IP.

“A Quiet Place Part II” (April 11)
Noah Jupe, Millicent Simmonds and Emily Blunt in a forrest in A Quiet Place Part II
(L-R) Noah Jupe, Millicent Simmonds, and Emily Blunt in “A Quiet Place Part II.”

If you need more horror, check out the sequel to the hit film “A Quiet Place.” In this chapter, the Abbott family faces the terrors of the outside world after surviving an alien home invasion in the first movie.

“Roommates” (April 17)
Jaya Harper, Bella Murphy, Sadie Sandler, and Chloe East taking a selfie in Roommates
(L-R) Jaya Harper, Bella Murphy, Sadie Sandler, and Chloe East in “Roommates.”

This Netflix original comedy follows Sadie Sandler as Devon, an introverted college freshman who becomes roommates with the confident Celeste (Chloe East). Humor and conflict ensues.

“Him” (April 19)
Tyriq Withers throwing a football and Marlon Wayans pointing in Him
(L-R) Marlon Wayans and Tyriq Withers in “Him.”

Produced by Jordan Peele, “Him” follows Cam (Tyriq Withers), a quarterback on the verge of turning pro whose life is turned upside down when he’s invited to train with his idol, played by Marlon Wayans.

Read the original article on Business Insider

Legal AI startup Legora hits $100 million in annual recurring revenue

Max Junestrand
  • Legal AI startup Legora says it’s reached $100 million in annual recurring revenue.
  • The metric helps explain why investors just priced the startup at $5.55 billion in a new financing.
  • Law firms are pouring money into AI tools that promise to reshape how lawyers work.

Legora, the Swedish startup chasing Harvey’s lead in selling artificial intelligence software to law firms, has hit $100 million in annual recurring revenue, a milestone that shows law firms are willing to spend serious money to retool how lawyers work.

Legora told Business Insider exclusively that it went from $1 million to $100 million in ARR — the revenue a company expects to collect over a year — in less than 18 months after its public launch.

The company’s software promises to help lawyers tear through data rooms, compare contracts, draft briefs, and do other legal work faster and at lower cost than junior lawyers.

“This is a reflection of how quickly our customers are pushing the industry forward,” Max Junestrand, Legora’s cofounder and CEO, said in a statement. “They’re redefining how legal work gets done, and AI is becoming the core infrastructure for the profession.”

Legora’s revenue helps explain why investors just priced it at $5.55 billion in a new financing, but it still leaves legal AI rival Harvey out in front. That company, which was last valued at $11 billion, said last week it had crossed $200 million in ARR, and it remains deeply embedded among the biggest law firms.

Legora says it now serves over 1,000 customers, including Cleary Gottlieb, HSF Kramer, White & Case, and Linklaters.

Have a tip? Contact this reporter via email at mrussell@businessinsider.com or Signal at @MeliaRussell.01. Use a personal email address and a non-work device; here’s our guide to sharing information securely.

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Alaska is rolling out a new business-class experience as it expands further into Europe and Asia. Here’s what to expect.

Alaska Airlines new 787 amenities.
Alaska wants its 787s to have a distinct Alaska identity and better compete with rivals American, Delta, and United.
  • Alaska Airlines is further upgrading its Boeing 787 business class with new amenities and food.
  • The suite-style cabin already boasts sliding doors and lie-flat beds.
  • Alaska wants to lean on premium revenue as it competes long-haul with US mainline carriers.

Alaska Airlines is making a bigger push onto the global stage — and now it has a business class to match.

The carrier this week unveiled the full experience of its first international business class suites, set to debut this spring on Boeing 787-9 Dreamliners. The jet flies long-haul between Seattle and Tokyo and Seoul, with service to London and Rome expected in the coming months.

Alaska’s high-dollar 787 seat, Elevate Ascent, will feature its usual amenities: lie-flat beds, 18-inch seatback screens, high-end meals, and privacy doors — a fast-growing must-have in premium cabins.

The airline is also adding more entrée options, upgraded linens and amenity kits, and a dessert cart to give the plane a more distinct Alaska identity after its 2024 merger with Hawaiian Airlines and to better compete long-haul with rivals American, Delta, and United.

“We set out to design a Business Class experience that is both sophisticated and authentically Alaska: premium, comfortable and thoughtfully created for our guests,” Alaska executive vice president and chief commercial officer Andrew Harrison said in a statement.

Alaska and Hawaiian are under the same parent company but continue to operate as separate entities with individual branding.

Alaska’s overall 787 experience will be a step up from business class on its Airbus A330 aircraft, which lack the suite-style seats, privacy doors, and new amenities of the 787. The A330s are former Hawaiian planes that Alaska uses on transpacific routes.

Alaska has been slowly building out its international presence since the merger. The upgrades to the 787 particularly reflect its shift toward premium cabins to attract deep-pocketed customers willing to pay more for better comfort, in line with industry trends.

Delta and United have similarly leaned heavily on premium cabins, reporting year-over-year premium revenue growth of 7% and 11%, respectively, in their 2025 results. American didn’t break down its 2025 premium revenue but also said it “performed exceptionally well.”

Here’s what Alaska’s future 787 business class experience looks like from the inside:

There are 34 suite-like pods with doors and lie-flat beds.
Alaska Airlines 787 business class.
The seat has headphones, a cubby, power outlets, and a divider between the middle section seats.

The 787 hard product — meaning anything physically attached to the plane — is the same as when it first flew in January. Linens and food that can be easily replaced or removed are examples of soft products.

Doors make Alaska competitive with rivals like American and Delta, which already fly door-equipped business cabins. United is adding doors to its Dreamliners this summer, though their pending FAA certification means they can’t be closed quite yet.

Everyone has direct-aisle access.
A man sitting in Alaska 787 business class.
The Dreamliner windows can dim.

The 1x2x1 layout means nobody has to climb over their neighbor to go to the bathroom.

This is different from Alaska’s A330s, where premium is in a 2x2x2 configuration — meaning window-seat passengers are trapped when their neighbor lies flat.

The first meal will start with a charcuterie board and end with sundaes.
Alaska's future dessert cart.
Alaska plans to have a dessert cart on its future 787s.

Alaska said the cheese board will be served first and paired with wines from the West Coast and Europe, Roederer Champagne, cocktails, craft beer, and non-alcoholic beverages.

The dessert cart is brand new. Passengers can customize their own sundae or choose from other treats. It appears similar to the ice cream cart in United Polaris business class.

Some entrées are tailored to the route.
Examples of some entrees.
Examples of some of the entrées.

Alaska said passengers will have up to six entrées to choose from, reflecting the plane’s destination. For example, roasted chicken with pasta carbonara may be offered on flights to Rome; Gochujang chicken with traditional banchan may be offered on flights to Seoul.

Flyers can also choose to preorder their meals via the Alaska app instead of doing so after boarding.

Flyers get upgraded amenities and lounge access.
Alaska Airlines' new amenities.
The new amenities are a way for Alaska to distinguish itself from the Hawaiian branding.

Alaska said the West Coast-inspired amenity kits will have Salt and Stone skincare products and other travel necessities; the bedding includes a mattress, two pillows, and a huge duvet. Flyers will also receive a reusable water bottle.

It’s easy to see Alaska’s outdoorsy blue-and-green branding on the new kits.

International business-class flyers can access Alaska’s lounges and those of its Oneworld partners. Alaska operates lounges in Anchorage, Los Angeles, Seattle, San Francisco, and Portland, Oregon.

Alaska’s 787 will soon have Starlink.
Alaska's first 787.
Alaska’s first 787 at an event in Seattle in January.

Starlink is already on select Alaska aircraft, but the airline said the free service will deploy on 787s this fall. The full experience will only be available to Atmos Rewards members come May, which is free to join.

Starlink is gaining momentum across US carriers; United and the semi-private air carrier JSX, for example, also offer it.

The 787 is a significant step up from Alaska’s A330.
Premium on Alaska, former Hawaiian, A330.
The premium cabin on the company’s A330s doesn’t offer direct-aisle access to all passengers.

The A330s are older aircraft originally operated by Hawaiian Airlines before the merger and do not have privacy doors.

Travelers booking business class on Alaska should note which aircraft they’re flying, as the on-board experience will differ significantly once the more premium 787 product rolls out with upgraded amenities and food.

Read the original article on Business Insider

The first Japanese destroyer to get Tomahawks will begin live-fire tests of the missiles this year

A large, grey, Japanese warship sits at a dock.
The JS Chokai will conduct live-fire Tomahawk tests this summer.
  • Japanese destroyer JS Chokai has completed modifications to carry Tomahawk missiles.
  • The warship will conduct live-fire training with the missile this summer.
  • Japan is ordering 400 Tomahawks, with the first already arriving.

The first of Japan’s destroyers is ready to carry Tomahawk missiles, with live-fire testing planned in the coming months.

Modifications for launching Tomahawks mark a major development in Japan’s defenses, providing the Japanese Maritime Self-Defense Force with a new, powerful weapon for its arsenal. Tokyo is also developing its own stand-off missile capabilities, paving the way for more ranged firepower.

Japan’s Ministry of Defense announced the completion of the Tomahawk modifications on the JS Chokai, a Kongo-class destroyer, on Monday. The milestone caps off years of work and acquisition plans between Tokyo and Washington regarding the missile.

Chokai sailed to the US last fall to receive modifications to carry Tomahawks and training for the ship’s crew. At the time, the JMSDF said it would take about a year to complete the process. Prior to departing, Chokai’s crew conducted a mock loading drill with US Navy personnel using dummy Tomahawks.

Now, the Japanese warship is ready for the next step: testing with the real thing.

“By around this summer, through live-fire drills and other tests, Chokai will attain its full operational capability,” the defense ministry said on social media.

Japan has also begun receiving some of the Tomahawk missiles it’s ordered. The total sale of 400 Tomahawk missiles — 200 Block IVs and 200 Block Vs — is expected to be completed sometime in fiscal year 2027. It’s also acquiring domestic stand-off missiles.

Men stand around a truck with missile launchers on the back located in a field.
Other new weapons like an upgraded long-range missile indicate Japan’s investments in offensive capabilities.

Tomahawk cruise missiles, made by RTX Corporation, are long-range weapons with precise targeting. The Block IVs have a range of 1,000 miles, while Block V variants are expected to extend beyond that. The Tomahawks also feature upgrades for effects against maritime targets.

Tomahawk missiles have been a weapon of choice for US forces in recent conflicts, including the US war in Iran, reports on which suggest around 850 Tomahawks have been fired so far.

Experts and analysts have warned about expending Tomahawks the US may need for a potential Indo-Pacific conflict with a formidable adversary like China, even as RTX has announced plans to ramp up production of the missile and its variants.

For Japan, fielding the Tomahawks aboard the Chokai and other Aegis-equipped destroyers will give its forces an additional combat-proven weapon.

The Japanese Ground Self-Defense Force also announced new capabilities this week. On Tuesday, the JGSDF said two new stand-off defense weapons had been deployed. The first is Japan’s homegrown upgraded Type 12 ground-launched missile, which extends the range of the munition from about 125 to 620 miles, and the second is its Hyper-Velocity Gliding Projectile for Island Defense.

“The HVGP is a combination of ballistic missile and hypersonic glide vehicle,” the International Institute for Strategic Studies think tank noted earlier this month. “Once fired, the projectile separates from its rocket at a high altitude and glides to its target.”

These weapons — along with Japan’s new ability to launch Tomahawk missiles — are among the clearest signs of Tokyo’s shift toward a larger, more flexible arsenal as it prepares for the possibility of conflict in the Pacific.

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I waited an hour in line for Tokyo’s famous soufflé pancakes and have zero regrets

Pancakes from Micasadeco & Cafe
I waited an hour in line for the soufflé pancakes at Micasadeco & Cafe in Tokyo, and it was worth it.
  • I tried Japan’s famous soufflé pancakes during my first trip to Tokyo.
  • I waited an hour in line at Micasadeco & Cafe in the city’s Harajuku neighborhood.
  • The cloud-like pancakes tasted as fluffy as they looked. The special sakura flavor was my favorite.

As a food writer, I sometimes find myself waiting in long lines in the name of good investigative journalism, like spending five hours in the hopes of trying a Something About Her sandwich on opening day.

But I wasn’t on assignment when my fiancé and I waited over an hour for Japan’s famous soufflé pancakes at Micasadeco & Cafe during our first trip to Tokyo. I just wanted to know if they were as good as everyone said.

The pancakes were so delicious, I knew I had to write about them.

Soufflé pancakes are known for their fluffy, cloud-like texture.
Original pancakes from Micasadeco & Cafe

The texture is achieved by using whipped egg whites, as you would for a soufflé. There’s debate over who launched the trend, although Nathan Tran, a restaurant owner in Hawaii, has said it started at his business.

“We’re the originators of that item,” Tran told Honolulu Magazine in 2021. “We were the first ones, period, to do it.”

Tran told the magazine that he was inspired to combine pancakes and soufflés after opening his restaurant Cream Pot in 2008. Tran initially kept pancakes off the menu because he wasn’t a fan of the classic breakfast dish. When tourists kept requesting them, he decided to make pancakes using the soufflé technique instead. They were an instant hit.

“We separate 1,300 to 1,400 eggs every day; it’s very laborious,” Tran told the magazine, which noted that his restaurant now calls itself the “original place for soufflé pancakes.”

Soufflé pancakes have become especially popular in Japan, where there’s no shortage of cafés and restaurants offering the iconic treat.
Souffle Pancakes

Flipper’s and Gram Cafe have become the most famous of the bunch, even opening locations in California and New York. But my fiancé Peter and I decided to try the soufflé pancakes from Micasadeco & Cafe, which came highly recommended from a friend.

We visited Micasadeco & Cafe while spending the day in Tokyo’s Harajuku neighborhood.
Takeshita Street in Tokyo's Harajuku neighborhood.

Harajuku is known for its bustling Takeshita Street, which features animal cafés — where you can pet everything from fluffy samoyeds to baby pigs — as well as a variety of shops selling everything from rainbow cotton candy to sky-high tornado potatoes.

Micasadeco & Cafe is about an eight-minute walk from Takeshita Street, tucked away in a much quieter part of the neighborhood. The restaurant opened in Tokyo in 2013 and now has locations in Kyoto and Osaka.

There was already a line around the block when we arrived at Micasadeco & Cafe just before noon.
The line in front of Micasadeco&Cafe in Tokyo

Peter and I groaned when we saw the massive line, but quickly decided to stick it out.

After thinking about pancakes all morning, our hearts were set on those pillowy clouds.

After almost an hour on the dot, we were led inside the small but cheerful turquoise restaurant.
Interior of Micasadeco & Cafe in Tokyo

As we sat down, a server told us that the famous soufflé pancakes are made to order and take about 30 minutes.

We quickly sped through the short menu, which included traditional pancakes and eggs. We knew we wanted to stick to the soufflé variety, ordering the most popular flavor and a seasonal special.

I sipped on a sakura jelly soda, one of the restaurant’s seasonal drinks, while we waited.
Drink from Micasadeco&Cafe in Tokyo

We went to Japan just as the famous cherry blossoms were beginning to bloom, a time known as sakura season. From cocktails to Starbucks coffee, it seemed almost everywhere we went had a special sakura drink — and I wanted to try all of them.

Micasadeco & Cafe’s sakura jelly soda was delightfully fizzy and refreshing, with just a hint of that floral sakura flavor. It was perfect for spring.

We could also watch the chefs at work from the restaurant’s open kitchen.
The open kitchen at Micasadeco & Cafe in Tokyo.
The open kitchen at Micasadeco & Cafe in Tokyo.

The chefs expertly mixed and flipped their pancake batter as a row of orders waited on the counter.

Our jaws dropped as the first plate of pancakes arrived.
Original souffle pancakes from Micasadeco&Cafe in Tokyo

These ricotta cheese pancakes are the most popular order at Micasadeco & Cafe. The dish, which cost us 1,750 yen, or about $12, featured three plump pancakes with a side of cream, plus maple syrup served in a mini beaker.

Our dish arrived with “Merci” spelled out in powdered sugar, a sweet thank you from the chef. The pancakes, topped with a perfectly square butter knob, looked so plump you could rest your head on them.

Peter and I couldn’t resist moving the plate around, laughing like kids as we watched the pancakes jiggle. Micasadeco & Cafe says on its website that soufflé pancakes are known as the “dancing pancakes.” I couldn’t think of a more fitting nickname.

The soufflé pancakes were as delicious and fluffy as they looked. Their texture was light as air, melting in my mouth, and the ricotta cheese and fresh cream added a lovely hint of sweetness.

Peter and I were also huge fans of the maple syrup. I was shocked to learn it was from Costco’s Kirkland brand, a discovery I made when I spotted the bottle on the way to the bathroom.

We also tried the seasonal sakura pancakes, which looked stunning on the plate.
Sakura pancakes from Micasadeco&Cafe in Tokyo

The pancakes, which cost us 1,950 yen, or about $14, were infused with sakura powder and topped with matcha and strawberry cream, as well as fresh strawberries. Matcha syrup and fresh strawberry-infused cream were also provided on the side.

The texture was just as light and cloud-like as the ricotta cheese pancakes, but tinged with that subtle sakura flavor. The pancakes tasted surprising and sweet, pairing perfectly with the fresh strawberry cream.

I loved the flavor of the pancakes so much that I didn’t even use the matcha or maple syrups.

We loved trying Japan’s famous soufflé pancakes in Harajuku.
Anneta in Harajuku, Tokyo

Micasadeco & Cafe promises to deliver food that’s “Delicious! Cute! Fun!” and its soufflé pancakes were all of the above. They were delightful and playful, but also super delicious. This is not a dish that just looks good on social media.

Our lunch was a good reminder that sometimes the “tourist trap” can still be worth trying. It’s a lesson we embraced as we walked through Takeshita Street and tried glazed strawberries on skewers and tornado potatoes — both delicious!

So, if you’re heading to Japan, seek out the hidden gems, but don’t be afraid to try a few of the TikTok spots. Sometimes waiting in line is worth it.

Read the original article on Business Insider